Archive for the ‘1’ Category

Clydesdale Horses coming to the Treasure Coast.

March 1, 2015

Clydesdale Horses & Eagle Lands in Stuart!

There will be several opportunities to see the Budweiser Clydesdales on the Treasure Coast starting next week and continuing through March 9.

While the famous horses featured in Budweiser commercials are booked for 10 days at the St. Lucie County Fair, they also will be making other appearances across the Treasure Coast, including for the first time in Stuart and Vero Beach. “They’re coming here for the 50th anniversary of the fair and since they’ll be here for a while we thought we’d put them out in other areas too,” said Southern Eagle Ambassador Tommy Padrick.The Fort Pierce-based beer distributor worked with the Anheuser-Busch Brewing Company to bring the horses back to the fair, which starts Friday and continues through March 8.

St. Lucie County Fair Manager Jeanne Keaton said in the last 14 years, the Clydesdales have come “probably six or seven times.” “They’re very well-schooled, very well trained horses. It’s fascinating to see them maneuver,” Keaton said.

Anheuser-Busch created the iconic eight-horse team of Clydesdales pulling their brewery wagon in 1933 to celebrate the repeal of Prohibition.

“They’re big beautiful horses that are going to be walking around downtown Stuart,” said Bill Moore, owner of Kilwin’s and Stuart Coffee Company. “I’ve never seen a horse walking the streets of downtown Stuart and we’ve been there 15 years now. It’s just so different and unique and will be fun for visitors to see.”

The Clydesdales’ visit will coincide with the unveiling of the latest installment to the city’s Art in Public Places program, a bronze eagle sculpture sponsored by Southern Eagle President Philip Busch, said Jim Chrulski, the city’s legislative and economics strategy manager.

The horses will go to Vero Beach March 1. They’ll start at Riverside Park and head east on Beachland Boulevard to Ocean Drive.

They will visit Archie’s Seabreeze and other Fort Pierce spots March 5.

Padrick said the horses will have police escorts during all their visits. No roads will be closed but it will be a “slow going photo opportunity,” he said.

The horses travel with three 50-foot semis. Two carry the horses, the third transports a red, white and gold beer wagon and other equipment.

“People love the Budweiser Clydesdale horses,” Padrick said. “They just look forward to it every time we can bring them down here.”

The Budweiser Clydesdales will be at the 50th annual St. Lucie County Fair Feb. 27 to March 8 but will also make other appearances:


Grant Seafood Fest next weekend.

February 22, 2015

grant 2015

Get ready for the Grant Seafood Fest. This is the BEST Seafood Festival of the year!!!!
Check it out!!!

Costa Rica government puts country in Jeopardy.

December 1, 2014

What is the government of Costa Rica thinking??? A 20% budget increase

over last year and NO budget cuts anywhere!!!! Come on!!!

November 13, 2012

November 18th, 7:30 AM Wreck Dive!
Whether sunk on purpose as an artificial  reef or the result of mishap, wrecks open fascinating
windows to the past.  Most divers find wrecked ships, airplanes and even automobiles
nearly irresistible because they’re intriguing to explore, exciting avenues
of discovery, and usually teeming with aquatic life.
Palm Beach County has one of the best artificial reef programs in the country, so join us for
this 2-tank excursion. While the ability to dive any particular site is subject to
the weather, tides and currents, we’ll try to hit “The Corridor” which
features a drift dive encompassing the Mizpah, PC1174, Amaryllis , China
Barge, Brazilian Docks with a rock rubble wall connecting them all together.
It’s an excellent site with lots of fish life and even goliath groupers.
If tides and currents cooperate, we’ll also try for the Playpen as a second
dive. Otherwise, we’ll dive a natural reef for our second tank. Nitrox is recommended since the first dive will be up to
90 feet if you go to the  bottom of the Mizpah.
$65 + tax (equipment not included)
See Gaylin for
questions or to sign up at Deep Six Dive & Watersports in Vero Beach

Port St Lucie Golfers….

August 31, 2012

Course Information


Saints at Port St. Lucie Golf Course

Saints Golf Course to host free introductory session of First Tee program for junior golfers

junior golfers

All interested junior golfers and their parents are invited to attend a free introduction to the First Tee program at the Saints Golf Course on Saturday, Sept. 8 from 9:30 to 11:30 a.m.

To register for the free introductory session, please call the Saints Pro Shop at (772) 398-2901.

Read more

Ask the Pro: “Shortening Your Backswing”

golfer's backswing

In this monthly video series, David O’Kelly, golf pro and manager at the Saint’s Golf Course, offers golfers tips that are sure to help them improve their scores and enjoy the game.

Estimated run time: 1 minute, 37 seconds

Watch video

The Saints Golf Course | 2601 S.E. Morningside Blvd. | Port St. Lucie | FL | 34952

Dive the aquarium at Disney World.

August 9, 2012

Divers update from DEEP SIX Divers.

The water is clear off the beach in Vero today, after a long several days of
murkiness. A couple divers reported top-to-bottom conditions. The viz should
last through Friday, and then it becomes a little iffy for the weekend with the
possible approach of more tropical blobs.

If catching lobsters isn’t your
bag, how about joining us for another Epcot trip? Dive the aquarium at Disney
World on Tuesday, August 14. Only $140. Includes dive, all dive gear, backstage
tour and souvenir bag. Meet at 6 PM, starts at 6:30pm through 9:30pm, including
the backstage tour, gearing up, preparation, orientation and the dive. The
Living Seas Aquarium is filled with 5.7 million gallons of salt water and is
200ft in diameter with a depth of 27ft. The Aquarium holds 2000-3000
inhabitants. All proceeds from Epcot Dive Quest are donated to the Disney
Wildlife Conservation fund. Sign up at Deep Six Dive & Watersports in Vero
Beach or call Kaleigh for more details, 772-562-2883

Stay wet and stay

Deep Six Watersports staff

Stuart: 772-692-2747

As the government taxes you more and more you have less to save.

June 10, 2012
On Retirement

Baby Boomer Reality Check

Photo: Rande SpiegelmanRande Spiegelman CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research

Key Points

  • It appears most baby boomers are still not saving enough for retirement.
  • We’ll cover the challenges facing baby boomers and how to create a financial plan to help achieve a comfortable retirement.
  • Helpful information for baby boomers (anyone born between 1946 and 1964) thinking about retirement planning/savings.

Can you identify with any of the following catch phrases?

What time is it kids? Your next stop—the Twilight Zone. Does she or doesn’t she (only her hairdresser knows for sure)? I want my Maypo. Beam me up, Scotty! I can’t believe I ate the whole thing. Hey, Mikey likes it! Yabba, dabba, doo!!!

If so, chances are you’re a baby boomer (and watched way too much television when you were a kid, by the way). You’re certainly not alone. According to the US Bureau of the Census, 75,858,000 births were registered from 1946 through 1964.

That means that between now and 2029, baby boomers will continue reaching the traditional retirement age of 65 at the rate of about one every eight seconds (even assuming some boomers are no longer with us). But is retirement at 65 still a reasonable goal for the vast majority of baby boomers, let alone early retirement? Indications are that things may not be so groovy after all.

Baby boomers need a reality check

In the 2012 Retirement Confidence Survey conducted by the Employee Benefit Research Institute (EBRI),1 workers aged 55 and older who responded to a question about their retirement savings said the following:

  • 60% have less than $100,000 in retirement savings
  • 40% have saved less than $25,000
  • 31% have saved less than $10,000

As a point of reference, of all workers surveyed:

  • 80% have less than $100,000 saved
  • 60% have less than $25,000 saved
  • 48% have less than $10,000 saved

Despite the apparent lack of adequate savings, 64% of all workers surveyed also say they believe they are “doing a good job of preparing for retirement”—even though only 42% of all workers surveyed have ever taken the time to create a retirement plan!

Evidently, there is still a disconnect between perception and reality when it comes to how much we will need to spend in retirement and how best to fund that spending. It shouldn’t be too surprising, then, that more than half of those 45 and older say they have never tried to calculate how much they need to save for retirement. Here’s one last sobering statistic: Despite wishfully thinking their spending needs would drop in retirement, 50% of retirees have found that their actual retirement spending was equal to or higher than their pre-retirement spending.2

Don’t count on inheritance

What about the multi-trillion dollar intergenerational wealth transfer so talked-about in the 1990s? So far, it has yet to materialize.

A report published by the AARP3 found that only one-fifth of baby boomers had received an inheritance by the end of 2004 and that the median amount was only $64,000. Those findings were updated in 2006 with the number of boomers who had yet to receive an inheritance remaining at 80% and the median amount for those who had received an inheritance dropping to $49,000.

Therefore, most baby boomers shouldn’t count on an inheritance windfall to bail them out. In fact, given the current state of boomer retirement savings, perhaps the best we can hope for is that the parents of baby boomers will have enough to support themselves during their own retirement. After all, saving for retirement becomes even more difficult for a baby boomer sandwiched between dependent kids and dependent parents.

Not your father’s retirement

Not so long ago, retirement planners talked about the three-legged stool of retirement income: Social Security, traditional company pensions and personal savings. But that three-legged stool seems more like a pogo stick these days. Traditional pensions are on the wane—replaced by contributory plans such as 401(k)s and 403(b)s—and there’s widespread skepticism regarding the long-term viability of Social Security.

The parents of boomers could rely on pensions and Social Security for the bulk of their retirement income. And Generation Xers, who entered the workforce at a time when the uncertainty of pensions and Social Security was already apparent, have more time to adjust. But the shifting realities of retirement seem to have caught the bulk of baby boomers by surprise.

Speaking of those more self-reliant Gen Xers, one has to wonder how long they’ll put up with shouldering the burden for their boomer predecessors should Social Security projections prove true. For boomers, the advice used to be, “Don’t trust anyone over 30.” For the Xers and beyond, “Don’t trust anyone over 65” might be more appropriate.

Some likely scenarios for the future of Social Security, in addition to increased FICA taxes, might be reduced retirement benefits, means testing (as Medicare has already put in place by adjusting premium costs based on adjusted gross income) or a higher eligibility age. All the more reason for boomers to focus on their own ability to save and prepare instead of relying on others and hoping for the best—particularly at a time when life expectancy and medical costs continue to rise.

Stretching exercises

Maintaining a supple body as you grow older takes some effort, but the benefits are worth it. Likewise, maintaining flexibility in your financial life takes a little work, but can pay off down the road. Here are a few “toe-touching” exercises you can do today to help ensure your financial well-being and independence in retirement:

  • Create a plan. Run the numbers to see how much you should be saving, based on your best estimate of what you plan to spend in retirement. Get some help crunching the numbers if you need it, but be sure to use realistic figures for how much you need to accumulate and what rate of return you can expect on your investments (don’t forget to take market volatility into account). Balance is key—you don’t want to be overly optimistic and run the risk of missing your goals, but neither do you want to be overly pessimistic and sacrifice more of your current lifestyle than is reasonable.
  • Save more. Once you’ve set a reasonable savings target, do whatever it takes to make it happen. Spending less so you can save and invest more is one way to get there. For example, saving an extra $2,000 per year (less than $170 per month) for 20 years could mean an additional $78,000 (rounded) when you’re ready to retire,4 if you manage to average an annual compound return of 6%. Other viable options include retiring a bit later, working part-time in retirement (at something you enjoy), or spending less in retirement. Of course, these choices aren’t mutually exclusive. A combination, to one degree or another, might work well for you.
  • Do your own reality check. Manage your expectations and stay flexible. There’s no magic formula. And, no matter how well you plan, the future remains fundamentally unknowable. The best you can do is put probability on your side through prudent planning, discipline and hard work. Being well prepared ahead of time will put you in a much better position to roll with the punches later on, when your options will be more limited.

The ultimate goal is a comfortable retirement—one in which you can maintain your desired lifestyle and “do your own thing” with as much peace of mind as possible. It’s still doable, but time is running out.

If you haven’t already, put a plan in place. Get help if you need it, but get going. It might seem hard at first, but saving and investing a little extra now could have you shouting “Yabba, dabba, doo!!!” come retirement time.

Port St Lucie, St Lucie Shooting Center & Training Facility is your shooting headquarters.

June 2, 2012
St.Lucie Shooting Center and Training Facility
This is a first class range. If you have not been there you should check it out. Right in St Lucie West near the stadium.
Concealed Carry Class this Saturday and Sunday morning at 10 AM. $55. per person. Class is about three hours long and SLSC provides the gun/ammo/target and certificate. Get your carry permit NOW, before some people in Washington try and take your absolute right to have it away.

Florida Power & Light’s (FPL) request for a $690 million rate increase.

May 31, 2012

The Public Service Commission (PSC) will be holding public hearings regarding Florida Power & Light’s (FPL) request for a $690 million rate increase. As Florida’s largest utility, this rate increase will affect 8 million Floridians.

FPL has a monopoly on its services – they have no competition and have a guaranteed return on investment currently of 10 percent. FPL wants the PSC to approve an 11.25% rate of return, which according to their CFO is necessary “to continue to deliver value to its customers” and a “fair return” to investors. However, shareholders of FPL’s parent company NextEra received a 22% return in 2011, and their profits increased 72% in the first quarter of 2012.

FPL’s President says that the company has a history of tightening its belt, but they continue to increase costs and salaries, including CEO compensation of $14.8 million in 2011! This doesn’t seem like belt-tightening to us.

Florida Public Counsel J.R. Kelly, whose job is to represent the citizens at PSC rate request hearings, has said that FPL’s request is “absolutely ridiculous.”

At a time where the average consumer is lucky to receive one percent return on their savings, if they have any savings at all, it is outrageous that FPL can ask for such an unfounded and egregious rate increase.

This weekend stop at the Buckler Craft fair.

May 18, 2012

Bucklers Craft Show

Date:May 19 to 20, 201210:00 AM – 4:00 PM
Come and enjoy a Buckler Craft fair. Our pleasant atmosphere insures many hours of fun! Get unlimited re-entry throughout the course of the show and access to food and beverages. Chrildren and strollers are always welcome. There is something for everyone! Visit: for more information and a $1 off admission coupon. Saturday: 10am-5pm and Sunday: 10am-4pm. Admission: Adults $8, good all weekend with handstamp at door. Kids 12 and under free parking! Buildings 6-10- Please enter gate 8.
9067 Southern Blvd. West Palm Beach, FL 33411
MAIN NUMBER: (561) 793-0333